How it Works

Honesty, transparency and fairness are the main core business values on which we work. At need A Payday Loan we believe that every customer should know everything beforehand that help them to make the right decision. That is why, we encourage our clients to know the process of lending in advance to avoid facing any sort of trouble in future.

Choose the Amount You Require

To start the lending process, specify the amount you require and the length of time you need for repayment in the loan application. It is advised to make application with correct and complete details to avoid any possibility to face problems in getting easy approval.

Verify Your Identity

Now is the time to verify the identity easily via mobile or email. Lenders in our panel check the authenticity of the details you mention in the application and confirm your identity to provide you the needed help in no time. They don't ask you to face the traditional formalities that help in getting the quick and easy money in need.

Wait For Response and Cash

After analysing your details, lender contacts you with their decision in short time. People who successfully qualify get the loan agreement to sign. It is recommended to check all the terms carefully before signing to avoid any problem at the end. If you are satisfy with the contact terms, just sign it and return to the lender to get the quick cash advance right in your checking bank account in few hours.

Get started to receive quick money to settle any problem arise due to unexpected cash issue!



Payday Zoo

Payday zoo is one-time cash propel help people handle emergency and unexpected expenses. We give you the loans deals directly, Credits are for here and now of 14 to 31 days!


Is it safe to apply with Payday Zoo online?

Yes of course! It is completely safe to apply with us and use our services. We follow advance measures to keep all your personal information safe and protected with us. We do not share it with any third party. We just ask for some information like name, email ID and contact number just to share it with our penal of best lenders so that we can customize lucrative loan deals for you with suitable terms and at pocket-friendly rates. For more information, you can read our privacy policy page.

How can I apply with you?

Applying with No Fee Loans Now Bad Credit is a hassle free affair. To apply with us you just have to fill up a simple online application form with minimal details and submit it.

Do you charge high processing fee?

No you don't have to pay any processing fee. Loan application form is totally free of cost.

How much I have to wait for approval?

As soon as we get your loan application form we will start processing it within 10 minutes. Lenders will find out best loan deal for you within few hours of applying that help you to gain quick cash to cope with small urgent cash expenses on time.

What is the eligibility criterion for loans?

To qualify for loans you need to attain minimum age of eighteen years, holding valid healthy bank account that has to be at least 6 months old and having full-time employment proof with fixed income every month. After meeting with these simple pre-conditions you can avail loans of your choice without any obligation.

How much I can borrow and what will be the repayment tenure?

UK people can get access to sufficient finance up to £1,000 upon approval. You will be offered smooth and flexible time period to repay the loan amount.

No Credit Check Payday Loans | Short Term Loans Direct Lender | Same Day Loans No Upfront Fees | No Guarantor Loans Unemployed | Payday Loans in 15 Minutes No Brokers

Warning: Late repayment can cause you serious money problems. For help, go to

Representative Example: Amount of credit: £200 for 84 days. Total repayment of £334.40. Interest: £134.40. Interest rate: 292% pa (fixed). 1295% APR Representative.

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